Is the Hawaiian Airlines Credit Card Worth It?

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The Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®
is a bank card that provides advantages that simply justify the $99 annual charge for somebody who takes at the least one journey on Hawaiian Airlines yearly. It’s particularly helpful for {couples} touring collectively. But in the event you by no means fly on Hawaiian Airlines planes, there are higher choices.

Review: Is the Hawaiian Airlines Credit Card the greatest bank card for you?

The Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® not often makes anybody’s listing of the best airline credit cards. But that does not imply the card is a slouch.

It comes with a mix of helpful advantages that you just will not discover on almost every other bank card. If you fly Hawaiian Airlines even as soon as per 12 months, this card might make loads of sense.

First, the card comes with 60,000 bonus HawaiianMiles after spending $2,000 on purchases inside the first 90 days from account opening. Along with that, you may additionally obtain a single-use companion low cost of fifty% off a round-trip coach flight between North America and Hawaii.

The ongoing advantages are the motive an informal Hawaiian Airlines flyer pays the $99 annual charge annually. You’ll get two free checked luggage while you use the card to buy your airfare (probably $140 in financial savings per round-trip) — and you will additionally get an annual $100 companion low cost. It even gives reductions of as much as 25% on award flights.

Hawaiian Airlines does not have a prolonged listing of airline companions for which you’ll redeem your miles. If you virtually by no means fly with Hawaiian Airlines, you need to look right into a bank card co-branded by one other airline with a more healthy listing of companions, equivalent to the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. You can redeem American Airlines miles to e book flights on many extra airways (together with Hawaiian) than Hawaiian Airlines miles permit.

We’re targeted right here on the rewards and perks that include every card. These playing cards will not be price it in the event you’re paying curiosity or late charges. When utilizing a bank card, it is necessary to pay your steadiness in full every month, make funds on time, and solely spend what you may afford to pay.

How to earn rewards with the Hawaiian Airlines Credit Card

The Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® provides a welcome bonus of 60,000 bonus HawaiianMiles after spending $2,000 on purchases inside the first 90 days from account opening.

Aside from that, you may earn the following when spending on the card:

• 3 miles per greenback on eligible Hawaiian Airlines purchases
• 2 miles per greenback on fuel, eating, and eligible grocery retailer purchases
• 1 mile per greenback on all different eligible purchases

Insider estimates Hawaiian Airlines miles value to be a median of 1 cent every when used for journey — although you would probably obtain extra worth, relying on how you utilize them. That means this card successfully earns between 1% and three% again on purchases.

How to make use of rewards

To get the most worth out of your miles, you may have to redeem them as they had been meant — for award flights.

Hawaiian Airlines does not fly to many locations worldwide. You can use Hawaiian Airlines miles to fly between Hawaii and the mainland US, Japan, Korea, Australia, New Zealand, and a handful of islands in the South Pacific. However, you may as well use your miles to fly on the following accomplice airways:

• Japan Airlines
• JetBlue
• Korean Air
• Virgin Atlantic
• Virgin Australia

This opens up a lot of the world to you — together with flights to Europe, the Caribbean, Africa, and Australia. 

Hawaiian Airlines makes use of numerous award charts to cost its flights. If you are flying on a Hawaiian Airlines aircraft, you may use this award chart. If you are flying on its accomplice airways, you may use these award charts.

Unfortunately, the value you may pay in miles is not fairly aggressive with many different common airline award costs. You can nonetheless get stable worth from them, however you might have to work a bit tougher.

Here are a couple of good methods to redeem your miles:

• Fly from Honolulu to Tahiti in coach for 27,500 miles one-way (usually $700 in money).
• Island hop round Hawaii for 15,000 miles one-way in enterprise class (usually $160 in money).
• Fly from Honolulu to Los Angeles one-way in lie-flat enterprise class for 40,000 miles one-way (usually $1,350 in money).
• Fly from Sydney to Gold Coast for 40,000 miles round-trip in enterprise class (usually $457)

All these journeys provides you with a price greater than Insider’s estimated common worth of 1 cent every.

Benefits and options

Two free checked luggage

This is a uncommon and useful profit amongst bank cards — and for a card that expenses only a $99 annual charge, it is unprecedented.

If you are the main cardholder, you may get your first two checked bags for free while you pay to your airfare with the Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®. Hawaiian expenses:

• Inter-island journey — $25 for the first bag ($15 for Hawaiian Airlines members) and $35 for the second bag
• Travel to North America — $30 for the first bag and $40 for the second bag

This profit helps Hawaiian Airlines to compete with the likes of Southwest, its most important competitor serving the Hawaiian islands. Southwest provides all passengers two free checked luggage — no bank card vital. 

One-time 50% companion low cost

When you open the Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®, you may get a single-use low cost of fifty% off a round-trip coach flight for a journey buddy between North America and Hawaii. This companion certificate is nice for as much as 13 months after account opening.

Depending on the place you fly, this might prevent sum of money. Round-trip coach flights between Hawaii and East Coast cities like Boston and New York can price over $700.

$100 annual companion low cost

Each 12 months you renew your card, you may obtain a $100 low cost for round-trip coach flights between North America and Hawaii. If you may use it, this perk will single-handedly offset the $99 annual charge annually.

Discounted award flights on Hawaiian Airlines

With the Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®, you may obtain a reduction on coach awards when flying on Hawaiian Airlines. Discounts fluctuate between 5% and 25%, relying in your route.

It seems that the majority usually you may obtain a reduction of round 12.5%. That’s a wholesome “rebate” only for holding a bank card.

Up to $100 in inflight purchases for elite flyers

If you could have Hawaiian Airlines Gold or Platinum elite standing, your Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® can reimburse you for as much as $10 per day in inflight purchases (most $100 per 12 months).

Free miles transfers to family and friends

Primary cardholders can switch Hawaiian Airlines miles to family and friends with out a charge. Amazingly, there isn’t a minimal variety of miles you need to switch. So in the event you’ve obtained 800 miles you may by no means use, you may ship it to somebody who can.

Cell cellphone insurance coverage

When you pay your month-to-month cellphone invoice with the Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®, you may obtain as much as $1,000 in cell phone protection annually. You’ll stand up to $800 per declare, with a most of two claims in a 12 months.

If you are at the moment paying for cellphone insurance coverage, this card is price money to you.

Various memberships and assertion credit

World Elite Mastercard bank cards include a handful of assertion credit which, if you should use all of them, translate to greater than $100 in worth:

• 3 free months of DoorDash DashCross (price $9.99 per thirty days)
• $5 Lyft credit score every month you trip at the least thrice
• Free ShopRunner membership for complimentary two-day delivery at greater than 100 shops (price $79 per 12 months)

World Elite Mastercard bank cards additionally include a World Elite Concierge which might help you to e book occasion tickets and hard-to-acquire dinner reservations.

Fees and prices

The Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® incurs a $99 annual charge. You’ll additionally pay for issues like steadiness transfers and money advances.

This card doesn’t cost overseas transaction charges.

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